Recently, my company went through open enrollment. For the last 2 years, they have offered an HSA plan and seeing as how I never use medical benefits, I decided this was my cheapest option. And since I never go to the doctor, I opted out of contributing any money to my HSA fund last year. When it came time to opt in this year, I started doing my research and discovered HSA funds could be used for chiropractic services (which I go to regularly), dentist appointments (since I don't have dental insurance), glasses and contacts (which I use) and a host of other things. I also discovered that unlike a flex spending card, these funds roll over from year to year if you don't use them AND you can invest the money left in the HSA. And can I just remind you THESE ARE PRE-TAX DOLLARS. So I could've been using money that the government hasn't touched in order to pay for things I use regularly. And then I wouldn't have to budget for any of it. Cue me figuratively kicking mysel...
Love fiercely, Live with Abandon